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Finance

Apply for finance

FORZA NZ has teamed up with Better Finance, MTF, UDC & Q-Card Finance (provided by Consumer Finance Limited) - to help you get the things you want when you need them. Today, Better Finance, MTF, UDC & Q-Card have a prominent place in the wallets of thousands of New Zealanders, helping them buy the things that matter. We offer our customers a path to a great shopping experience.

 

Better Finance:

Shopping for your next two-wheeled or four-wheeled adventure? Talk to better finance™ about a motorbike loan. Simple online application, swift response, competitive fixed interest rates, and more.

How to apply?

Apply for a Better Finance online by visiting the Better Finance Application.

We’re responsive
We keep it breezy

We built our approach with you, and your time, in mind. If you’re looking for a fast application decision*, we can have an answer quick smart. Plus, at better finance™ our smart tech saves you time and hassle. From our simple online application, right through to transferring the funds, we’ve got your time in mind. *Lending criteria, including affordability assessment applies.

We add the personal touch

We hand-picked our 20+ team with some important attributes in mind: people that love and understand finance, and folk that are driven to help our customers and ensure the process is well understood.

When you apply with better finance™, you’ll get a call from one of the team to discuss your application. In our book, it’s the most important step in making sure you get the best outcome and experience.

We champion better-borrowing

We're on a mission to - bit by bit - make borrowing better.

For example, one of the things we know that understandably frustrates Kiwis, is hidden fees.

Well not at better™. Like to know what you’re signing up for with no surprises? That’s how it should be. At better™ there’s just clear, transparent information about rates and costs. Because clarity, in our book, is better.

Are there fees with Better finance?

Yes, fees apply, including an establishment fee.

You can find full fee information in the loan contract. We recommend that you check the fees before accepting the loan offer. See more about fees here.

MTF:

What’s the MTF deals?

  • Loan term options: 3 to 60 months
  • Interest rates: 11% to 18.5%

Eligibility criteria for MTF finance:

To qualify, you must meet the following requirements:

  1. Hold a full-time job
  2. Maintain a clean credit history for at least 2 years (no bad credit)
  3. Restricted or full licence only
  4. Minimum total finance amount: $2,000
  5. Pay establishment fees ranging from $300 to $400
  6. Provide insurance naming MTF Finance as the interested party

How to apply?

Applying is simple and quick! Visit our store, and we’ll assist you with the application process in just a few minutes.

Q-Card:

What’s the Q-Card deals?

  • 12 months Interest Free
  • 18 months Interest Free
  • 24 months Interest Free
  • 36 months Interest Free
  • 3 months: No payment, No Interest for 3 months
  • 6 months: No payment, No Interest for 6 months
  • 12 months: No payment, No Interest for 12 months (most popular one)

Eligibility criteria for Q-Card finance:

To qualify, you must meet the following requirements:

  1. You are a New Zealand resident
  2. Have a full-time job (employed for no less than 6 months)
  3. You have a NZ driver's license or Passport with NZ permanent resident visa
  4. You must be over 18 to apply for finance

How to apply?

Apply for a Q-Card online by visiting the Q-Card Application.

Once approved, visit our store to complete the finance application process. It’s quick and straightforward!

Are there fees with Q-Card finance?

Yes, fees are associated with Q-Card finance products. The setup costs vary depending on the finance option you choose and are provided as a general guideline. Please use our Q-Card Calculator to explore these costs. Additionally, Q-Card has a $50 annual account fee, which is not included in the finance calculator estimates. Terms and conditions apply.